Delivering Credit Confidence
for Underserved Consumers

There’s a huge market of US consumers struggling to get credit but are worthy of credit. Karita sets out to deliver innovative ways to tap into latent creditworthiness and expand access to capital.

Stale, Thin, Credit Invisible
It’s a STCi™ situation

Karita will help nearly 50 million U.S. Adults who are stuck outside of the U.S. Credit system -- Stale, Thin, Credit Invisible (STCi). It usually takes credit to get credit. If you are STCi without credit, it’s hard to get unstuck.

Leveling the Playing Field
Developing More Fair, Efficient Credit Access

Responsible leverage of consumer debt has a direct effect on the economic opportunities available to every American. A growing economy needs vibrant middle-class households with access to credit. Karita provides solutions to eliminate the financial stress and financial friction associated with being STCi and to develop credit responsible households.

We all need
a nod of support sometimes

Karita develops the STCi and provides them with the most rapid and positive ascent into the US Credit Bureau files. With the support and backing of their personal and professional communities, Karita then helps the once-STCi become responsible prime borrowers.